What To Do If Identity Theft Ruins Your Credit

Ken had everything going for him, a great job, no debt, an excellent credit score… or so he thought. In fact, he felt with everything going right for him financially it was time to look into owning his own place. He sat down with a Realtor to figure out how much of a home he could qualify for and was shocked to learn that the answer was ZERO. His credit score was not what he thought it was… in fact, on his credit report, there were loans and credit cards that he did not even apply for that put him thousands of dollars in debt. After careful and diligent research, Ken came to the understanding that he was the victim of identity theft.